We protect your hopes and dreams of tomorrow - today.

About Us

HSBR Insurance, Inc is an independent insurance agency located in Hobe Sound, Florida and services the Florida Coast with our primary focus on Martin, St Lucie, Palm Beach counties including the cities of Hobe Sound, Boca Raton, Delray Beach, Hutchinson Island, Jensen Beach, Jupiter, Jupiter Island, Lake Worth, Port Salerno, Sewells Point, Stuart, Tequesta and West Palm Beach.

The mission of our agency is to provide the insurance protection our clients need by offering quality products, excellent service, and guaranteed value. We are committed to finding the best insurance solutions for you, your family and your business.

As an independent agency, we represent multiple insurance companies. We are able to compare coverage and prices in order to offer you the greatest value for your needs. In addition, we combine years of experience with cutting edge products to provide exceptional service to all of our policyholders.

We value the opportunity to discuss all of your insurance needs with you. Call us today and allow us to demonstrate our dedication to prompt, friendly service and superior customer care.

Community Involvement

HSBR Insurance, Inc is a member of both the Hobe Sound Chamber of Commerce and the Martin County Chamber of Commerce.


Commercial Insurance

We Protect Your Business.

HSBR Insurance, Inc understands how the right insurance can protect you and your business as well as ensure its continued growth. You can count on HSBR Insurance, Inc to provide quality insurance products and policies to safeguard from the unexpected.

HSBR Insurance, Inc is an expert agency aimed at making sure your business is protected from the unexpected.

Whether you need a commercial auto policy to ensure your work truck or you need general liability to protect your entire business, HSBR Insurance, Inc is your source for expert insurance advice.

We offer coverage ranging from Small Business Packages to highly specific policies written just for your needs, and offer Commercial Umbrella insurance as well.

Our Commercial Insurance:

  • Commercial Auto
  • Commercial Property
  • General Liability
  • Small Business Package
  • Workers Compensation
  • Commercial Umbrella


Personal Insurance

Keep What Matters Most, Safe.

We carry a wide array of personal insurance products to keep you and your family safe from dangers. We all know that as hard as we try, there are always danger in the world, and accidents will happen. But we don't have to leave the outcome of accident up to fate.

We protect ourselves to make sure that just because we are hit by an uninsured motorist, we aren't left wondering how to replace our car or even how we will get our kids to school in the morning while the mechanic fixes our car.

We take control of our lives by making sure that if a guest in our home has an accident in your home, you are protected from any liability through an umbrella policy.

It doesn't matter if you are a tenant who needs renters insurance to make sure that our possessions are protected from fire or theft or a property owner who needs vacent dwelling insurance to protect from vandals or even frozen pipes, we can identify the right level of coverage and the approriate insurance policy for your needs.

Whether you need homeowners insurance, auto insurance, tenant dwelling, flood Insurance, or any other property coverage we can make sure that you are appropriately covered.

Our agents welcome you to contact us today. We even offer a free quote, so you can get answers to your insurance questions.

Our Personal Insurance:

  • Auto Insurance
  • Off-Road Vehicle Insurance
  • Boat and Personal Watercraft Insurance
  • Homeowners Insurance
  • Tenant Dwelling and Renters Insurance
  • Flood Insurance
  • Health Insurance
  • Life Insurance


Get Help

Used Car Buying Tips

Check a vehicle's history:

Obtain the VIN (Vehicle Identification Number) and run a vehicle title history report from one of the following online services:
www.carfax.com or www.autocheck.com

What is a vehicle's value?

This service provides trusted information for buying and selling vehicles: www.kbb.com

Driving Tips

Got a teen driver?

Visit this site for tips on feeling safe and everything else teen-driver-related. A valuable resource for both teens and parents: www.teendriving.com

Medication Advice

Keep up with your medications:

Do you sometimes have trouble remembering whether or not you have taken your prescription meds or vitamins? These pharmacy dispensing systems will presort and customize your meds into convenient pill packets for your peace of mind: www.dailymedrx.com and www.myonepac.org

Read the Label:

This government agency encourages drivers to read their medicine labels before getting behind the wheel. Some over-the-counter meds may cause drowsiness and other side effects that could interfere with an individual's ability to drive safely: www.fda.gov/ForConsumers/ConsumerUpdates

Help for Homeowners

Free Home Inventory:

This website offers free online home inventory software. With secure online storage, your inventory is safe. You can access it anywhere, anytime: http://knowyourstuff.org/iii/login.html


Claims Assistance

How to Start a Claim

At HSBR Insurance, Inc, we know that the manner in which we handle your claim is one of the most important aspects of our relationship with you. We pledge to assist you in any way we can with each step of the claims process.

To report a claim during business hours, please call our agency at 772-546-7292 as soon as possible. We will direct you concerning the next steps you need to take in the claims process.

Outside of business hours, please contact your insurance carrier directly, then contact us as soon as possible.

The following information may be helpful to you immediately following an accident.



Call our office to report the damage.

We will verify your coverage/deductible and then advise you on how to get it repaired.

One Vehicle Accident:

Stop your vehicle and move it to a safe place.

Determine if you or any passengers are injured. Call for medical assistance if needed.

We will verify your coverage/deductible and then advise you to obtain estimates for repairs.

Call our office as soon as possible to report the accident.

Two (or more) Vehicle Accident:

Stop your vehicle and move it to a safe place, if possible.

Remain at the scene of the accident, and determine if you or any passengers are injured. Call for medical assistance if needed.

Exchange the following information with the other driver(s): names, addresses, telephone numbers, type and ownership of vehicles, insurance information, a description of damages.

Get the names, addresses and telephone numbers of any witnesses.

Call the police. Cooperate with the police and answer all of their questions.

Do not admit fault to anyone. You do not have all of the facts about the accident yet.

If your vehicle must be towed, ask that it be taken to a repair shop of your choice.

Our staff will verify your coverage/deductible and set up your claim with the insurance company that carries your policy.

Call our office and report the accident as soon as possible.

Property (Fire/Water/Wind/Theft/Vandalism/Etc):

Make whatever repairs are necessary to ensure no further damage can occur. For instance, turn off the water main for burst pipes, place a tarp on the roof for leaks, etc. (Keep a record of repair costs and retain receipts for these immediate and necessary expenditures.)

If the loss involves theft or vandalism, call the police immediately.

Call our office to report the claim as soon as possible. We will verify your coverage/deductible and give you advice for obtaining estimates for repairs.


Contact Us

Would you like to know more about our industry and the things we do? Come join us on your favorite social network and see for yourselves what we're all about!

Phone:   772-546-7292
Address:   9055 SE Bridge Road
Hobe Sound, Florida 33455